Qualified plan withdrawals
HSA catch-up contributions
If retiring in or after the year you turn 55, penalty-free distributions may be taken from certain qualified employer plans. Higher contribution limits called "catch-up" contributions may be made to HSAs.
Qualified Charitable Distributions
Erase IRA withdrawals from your taxable income by using a QCD to accomplish your charitable giving. A QCD is a direct distribution from your IRA to a charity.
Minimum Required Distributions
Must start withdrawing an IRS specified amount from most of your retirement accounts. The mandated withdrawal is an RMD.